Super Lawyers
Consumer Attorneys California
AV Preeminent
State Bar of California
American Association for Justice

Private Disability Claims

Insight Into Private Disability Insurance Claims

If you have purchased and paid for a private disability insurance policy, you expect the insurance company to honor it if you become disabled. Unfortunately, some disability insurance companies fail to live up to their promises and TV advertisements.

An insurer may deny a claim based upon an honest disagreement over the extent of a disability or an error in a medical record. But it may also deny a claim in "bad faith," where no genuine dispute exists, simply because it wishes to keep claim costs low and premium income high. Whatever the reason, without experienced legal representation on your side it may be difficult to get the insurance company to budge. You need an experienced attorney to get the benefits you have paid for.

Roboostoff & Kalkin is a disability insurance law firm dedicated to advocating the rights of the disabled. We are responsive to our clients&" needs and effective against our adversaries. We have the experience to help you resolve your claim.

Contact us for a free consultation with an attorney, not a paralegal or an intake clerk.

Successful Legal Strategies

Some of the major reasons private insurers deny disability claims are that either the claimant's symptoms are not severe enough to prevent her from working, or the medical records do not support the claim. Our attorneys will carefully review the facts in your case to develop the best strategy to get your benefits paid. For example, we can advise you as to how to best prepare a disability questionnaire or prepare for an interview. We can work with your doctors to ensure they adequately explain how your symptoms affect your ability to do your job. We then can use this evidence to prepare a strong and convincing case.

Whatever your situation, the longer you wait to get legal help, the more difficult it may become to obtain a successful outcome. Get legal help today.

Bad Faith Insurance Claims

Unlike ERISA-governed claims where your rights are severely limited, a privately purchased disability insurance policy gives you the right to a jury trial, as well as the ability to sue for damages for emotional distress if your claim is denied in bad faith. If your insurer's conduct is particularly egregious, you may be entitled to punitive damages.

Roboostoff & Kalkin will aggressively represent you at all stages of the legal process. We want to help you get the disability benefits you deserve.

Contact a San Francisco Private Disability Insurance Claim Lawyer

For a free consultation with Roboostoff & Kalkin, contact our firm: 877-374-7270.

Client Reviews
Just when I thought there was no hope to recover my LTD benefits, I found attorney Constantin Roboostoff. With his expertise, I was able to recover all of my back long term disability benefits. Other attorneys wouldn’t take my case because it wasn’t cut and dry. Mr. Roboostoff took the challenge and did an incredible job. Not only did he get my current disability benefits going, he also recovered all my back benefits. He was a true blessing and I would recommend him whole heartedly. CW
It was my pleasure to make contact with Scott Kalkin three years ago after other lawyers had turned me away and told me I would not succeed in my lawsuit. Thanks to Scott's thoroughness, dedication, and diligence, my lawsuit WAS successful and he saw me through to the end, which included putting legal pressure on the insurance company which had invested so much time, personnel, and money, in not paying me what was due. RB
As soon as I met with Scott, I could tell he was knowledgeable, resourceful, experienced, highly professional, and would be dedicated to getting me fair treatment. Scott has handled all interactions with my insurance company ever since. Being able to rely on him to represent me has been a huge relief for a chronically ill person. SO