San Francisco ERISA Disability Insurance Lawyers

Whether you are beginning your claim, whether its recently been denied, or whether it’s the day of trial, this premise must be your lawyer’s primary focus. At Roboostoff & Kalkin our lawyers have spent over thirty years successfully putting this principle into practice.

We believe this principle applies not only to disability claims, but also to any situation where you have been injured or taken advantage of and are fighting with an insurance company or your employer to get the compensation you are legally entitled to.

We also believe that spending enough time with our clients to understand how their lives have been affected by their illnesses or injuries is critical to success. That is why you will speak directly with one of our attorneys whenever you call our firm.

At Roboostoff & Kalkin, we solve problems for people who are disabled, injured, or who have been taken advantage of by insurance companies. If you have problems with your insurance company or your employee benefits including short and long term disability, medical insurance, severance or pension claims, we can help you.

Located in the heart of San Francisco’s Financial District, the law firm of Roboostoff & Kalkin represents clients throughout the Bay Area, California, and the western United States.

Over the last thirty years we have developed a practical philosophy of legal advocacy that has proven effective in winning our clients’ cases. At Roboostoff & Kalkin, our San Francisco ERISA disability insurance lawyers balance aggressive representation with fiscal restraint in order to achieve the best results for our clients at a reasonable price.

While cases are initially assigned to the attorney whose expertise most closely aligns with your legal problem, our attorneys routinely collaborate to ensure that each client’s needs are being most effectively met.

We Represent People, Not Corporations

At every stage of our representation, we will provide you with an honest assessment of your case.

By carefully explaining how the law relates to your case, we allow you to make informed decisions as your case progresses. Our lawyers are committed to personalized service with a focus on satisfying our clients’ needs expeditiously and efficiently.

We have extensive experience assisting clients in the following civil matters:

• ERISA disability claims
• Private disability claims
• Health insurance denials
• Pension claims
• Employee Severance claims
• Employment law
• Insurance bad faith
• Personal injury
• Civil appeals

ERISA Disability Claims

Many people receive disability insurance as part of their employee benefits package. Most often these benefits are governed by federal law under a special set of rules know as ERISA. Should you become disabled due to a medical condition or injury your attorney will work with your doctors and provide you with assistance during every step of the claims process. Our San Francisco ERISA disability insurance attorneys have handled hundreds of these cases and know what it takes to prove that your medical symptoms prevent you from working.

Private Disability Claims

If you purchase and pay for a private disability insurance policy, you naturally expect the insurance company to provide benefits if you become disabled. An insurer may deny a claim based upon an honest disagreement over the extent of a disability or an error in a medical record. It may also deny a claim in “bad faith,” where no genuine dispute exists, simply because it wishes to keep claim costs low and premium income high. Should your disability insurance company fail to live up to its promises we can provide the experienced legal representation you need to get the insurance company to honor its contractual obligations and legal duties.

ERISA Health Insurance Claims

Medical insurance companies are notorious for refusing to pay claims or approve various types of medical treatment without an adequate or reasonable explanation. We have been assisting our clients with these type of problems for decades. Effectively resolving health insurance claim issues often requires that you act promptly in order to protect your rights and gather the necessary medical evidence to support your position. Whether you obtained your medical insurance through your employer or purchased it yourself, contact one of our lawyers to discuss your problem.

ERISA Governed Pension Claims

Many people work for years only to discover that the pension or retirement benefits they planned on receiving have been improperly calculated or are otherwise not what they expected. If you have questions in this regard, call us. We have successfully litigated pension claims against some of the largest corporations and employers in the United States.

Employee Severance Claims

If you are being terminated or laid off, your employer may offer you a severance package. Sometimes this is done in good faith. At other times your employer’s motivation may be to entice you to waive your legal rights against them in exchange for small payment of a few months wages. In either case, these agreements often require you to sign a release of your rights to pursue legal action. They often also require you to release your claims for benefits such as disability, life and medical insurance you may otherwise be entitled to.

Severance packages are negotiable and a company’s first offer to you may not be its best. If you find yourself in this situation, contact us for a review of your situation. We can advise you of your rights and protect your best interests as you proceed in entering into, negotiating, or modifying a severance agreement.

Employment Law

We are experienced in protecting the rights of clients facing injustices in the workplace. If you have suffered discrimination in the workplace, sexual harassment, wrongful termination, are facing a wage and hour dispute, or an employee benefits claim denial, we can help you.

Insurance Bad Faith

Insurance claims adjusters are often overly aggressive and difficult to deal with. Sometimes this results in the denial of a claim for reasons that seem unfair or flat out wrong. This type of conduct is known as “insurance bad faith” and the law provides numerous remedies to level the playing field for consumers. The lawyers at Roboostoff & Kalkin have been representing individuals involved in insurance disputes for over thirty years. Our primary goal is to gather the necessary evidence and present it to the insurance company, judge or jury so as to get you the money you are due under a life, AD&D, auto, health, or homeowner’s insurance policy.

Personal Injury

If you have suffered the wrongful death of a loved one, or have been injured in a car accident, motorcycle accident, bicycle accident, assault and battery, dog bite, pedestrian accident, or slip and fall, our extensive experience in these matters enables us to maximize your monetary recovery for your particular loss or injury. We will work diligently to prove who is at fault for your injury, work with your doctors to insure that your injuries are well documented, and make sure you are properly compensated for your property damage, medical bills, wage loss, and pain and suffering.

Civil Appeals

If you have lost a case involving employment, personal injury, an insurance dispute, malpractice, or other civil claim, we can effectively prosecute your appeal. We are committed to providing our clients with aggressive representation on appeal where an error was made by an attorney, judge or jury at the trial level. The lawyers at Roboostoff & Kalkin have handled over one hundred cases in the California and Federal courts of appeal.