Client Testimonials - Law Firm Roboostoff & Kalkin, PLC Attorneys San Francisco, California

California Disability Insurance Claim Law Firm

Read about how others have benefited from our firm's legal assistance with their disability claims:

After receiving long-term disability benefits for ten years, in December of 2003 I was informed that my benefits were terminated. I was devastated, as was my family. Besides being in a state of shock and too ill to even think about going back to work, I was frightened about my family's financial security and what the future held for all of us. Fortunately I was referred to Scott Kalkin. Scott handled the initial appeal to the insurance company and the lawsuit that followed. We prevailed and won an overwhelming victory against one of the most powerful insurance companies in this country. I attribute that to Scott's efforts on my behalf. It was a huge relief to have Scott handling my case and allowed me to focus on keeping as healthy as possible in the middle of extreme stress. Scott was so empathetic and I always felt he understood the pain and worry associated with losing my benefits. When you go up against a huge insurance company with teams of lawyers available to fight you, you have to have a highly competent and reliable attorney to manage and present your case. I had that in Scott. He addressed every aspect of the insurance company's case against me and in the end, the judge agreed with every single argument made by Scott. It was very impressive. Scott was always available when I had questions and his staff was consistently kind and courteous. I have recommended Scott to a friend with a similar insurance issue and I will continue to recommend Scott in the future. I continue to have him manage all correspondence with the insurance company as it greatly reduces my stress and I believe gives me a better chance at not having the insurance company ill treat me in the future.
Ellie Thivierge
Ashland, Oregon

(Link to the case here)

I first consulted with Roboostoff & Kalkin in July 2004 when I was ready to throw in the towel in a battle with MetLife and Wells Fargo regarding a long term disability claim. I had received denial after denial for three years. Then Constantin Roboostoff agreed to take my case. He was so professional and understanding, without placing undo pressure or painting an unrealistic picture. Communication was consistent and easy and his fees were reasonable. My greatest joy was the e-mail I received from Constantin on December 21, 2007, saying, "Christine, we won! Call me." I know we won because of the way Constantin approached the case and worded his briefs and pleadings. Constantin has acted with sincerity, professionalism, and integrity. I have known many attorneys and been close to how law firms function having worked in the legal profession for many years in the 60's to 80's, and I must say I'd rate Roboostoff & Kalkin at the top! I have the greatest confidence in Constantin and thank God for leading me to this firm.

Christine Ondersma
Clayton, CA

(Link to the case here)

While a senior executive, I developed a severely disabling medical condition which was so well medically documented by world-renowned medical specialists that I naively believed that the disability carrier would pay when the claim was filed. After repeated denials by the carrier, I contacted an attorney who informed me that I could never "beat the carrier because they have unlimited resources to fight you." Indeed, my wife did some Internet research on the carrier and saw that they routinely denied "same-profession" claims from physicians, senior executives and even an attorney who had represented the carrier (perhaps a case of poetic justice although the attorney finally did prevail). Finally, I was referred by a colleague to Scott Kalkin. Without promising a positive outcome, Scott empathetically and in layman's language told me what I was up against. Even the carrier's medical examiner determined that I was disabled. But the carrier continued to deny the claim. Over an extended period, Scott patiently but doggedly pursued the claim rebutting the carrier's denials on every point. We finally won. But that was just the beginning. Over a period of years, the carrier used any and all pretexts to pay less than the contractual amount due, and to threaten or actually suspend payments. Looking for the needle in the haystack that might, in some improbable way, give them a pretext to deny benefits, the carrier sent "black hats" to intimidate a colleague who knew me, armed with extensive files on the colleague. Scott nailed the carrier for this highly unethical action. From then on the carrier trod with a very light foot. All benefits were finally paid in full. While winning the case was financially important, without Scott's moral support throughout many years I never would have survived the psychological warfare waged by the carrier. Thank you, Scott!

Joel H.

Having become disabled at 42, at the prime of my career and of my personal life, with two fun-loving, active young children, was bad enough. To have an insurance company tell me that they didn't believe my claim was valid added insult to injury - literally. In search of help, I was led to Constantin Roboostoff at Roboostoff & Kalkin. Mr. Roboostoff patiently walked me through the complicated process of appealing their denial and eventually ended up filing suit on my behalf. His expertise and professionalism helped me win my case without having the arduous task of "going to court." Mr. Roboostoff made what would have been an unpleasant experience into a pleasant one. Thank you very much!

Sara W.

In the spring of 1997, I left my position as an executive with a large wireless carrier ($450M in annual revenues) with a disabling condition. Under the terms of our company's policy for long-term disability ("LTD"), employees leaving the company with a "warranted" disabled condition were entitled to two thirds ("2/3") of their pay rate at the time of departure. My claim with the company's insurer was denied, and I thought, wrongfully, and so in December of 1997, I engaged Scott Kalkin of the firm Roboostoff & Kalkin to represent me as a plaintiff for a claim to be made to the company's insurance carrier. My case was heard in US District Court in San Francisco by a US magistrate in March of 2001, and was satisfactorily settled in my favor. From beginning to end, my case spanned a period of over three (3) years, over which time, I came to know Mr. Kalkin in a personal capacity, as well as professionally. He is a consummate legal professional for whom I have the highest trust and confidence in not only his sound professional judgment, but his personal integrity and character, as well.
Sincerely,
Leslie S.
12/04/2007

Don't let Scott Kalkin's laid-back demeanor fool you: when it comes to asserting your rights, he is all business. I turned to Roboostoff & Kalkin for assistance against my former employer in an ERISA case. As an attorney with a big firm background, I knew the ins and outs of the legal process. Still, I was very ill and at a loss about how to navigate this unique area of the law.

The firm worked to win me a full settlement of my claim, a highly unusual outcome in ERISA cases. Because my case involved a big insurance company with seemingly endless resources at its disposal, it was crucial that we proceed strategically and intelligently. Scott guided me through the entire process, keeping in touch without overwhelming me with details. He proceeded with "an ounce of prevention" methodology, ultimately saving me time and money by staying one step ahead of our adversaries. His knowledge of the law, contacts with people who could guide him on my particular claim, and attention to my thoughts about my case made all of the difference.

Contact Roboostoff & Kalkin to learn more about how we can help you with a disability insurance claim matter. Call us today at 1-877-374-7270 to schedule your free initial consultation.

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